Privacy Policy
Effective date: April 19, 2026
This Privacy Policy explains how CarPaymentGuide.com (“we,” “us,” or “our”) handles information when you visit and use this website. By using the site, you agree to the practices described here.
1. Information we collect
Calculator inputs: The values you enter into the car payment calculator (vehicle price, interest rate, loan term, trade-in value, down payment, tax rate, and fees) are processed entirely within your browser. These inputs are never transmitted to our servers and are not stored, logged, or shared. Closing or refreshing the page clears all inputs.
Usage data: We collect anonymized usage information through Google Analytics (described below). This includes pages visited, time on site, browser type, device category, and approximate geographic region (country/city level). This data does not include your calculator inputs or any personally identifying information you enter.
Contact emails: If you contact us by email, we receive and store your email address and the contents of your message solely for the purpose of responding to your inquiry.
2. Google Analytics
This site uses Google Analytics 4 (GA4), a web analytics service provided by Google LLC. GA4 collects anonymized data about how visitors use the site, including page views, session duration, device type, browser, and general location. This information helps us understand site traffic and improve the user experience.
Google Analytics uses cookies and similar tracking technologies to collect this data. The data is sent to and stored by Google on servers in the United States. Google may use this data in accordance with its own privacy policy. You can learn more at policies.google.com/privacy. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
3. Google AdSense and advertising
This site uses Google AdSense to display advertisements. Google AdSense is an advertising service provided by Google LLC that uses cookies, including the DoubleClick cookie, to serve ads based on your prior visits to this site and other sites on the internet. These cookies allow Google and its partners to show you relevant advertisements across the web.
You may opt out of personalized advertising by visiting Google Ads Settings or by visiting aboutads.info. Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to our website and other websites.
4. Cookies
Cookies are small text files stored on your device by your web browser when you visit a website. They are commonly used to remember preferences, track usage, and enable advertising features.
This site uses cookies in the following ways:
- Analytics cookies: Set by Google Analytics to track page views, session data, and usage patterns.
- Advertising cookies: Set by Google AdSense and the DoubleClick ad network to deliver relevant advertisements and measure ad performance.
- Consent cookies: A small cookie stores your response to our cookie consent banner so we do not show it again on repeat visits.
You can disable cookies in your browser settings. Note that disabling cookies may affect the functionality of analytics and advertising features. Instructions for managing cookies can be found in your browser’s help documentation.
5. Your rights under GDPR
If you are located in the European Economic Area (EEA), you have the following rights regarding your personal data under the General Data Protection Regulation (GDPR):
- Right to access: You may request a copy of the personal data we hold about you.
- Right to rectification: You may request that we correct inaccurate or incomplete data.
- Right to erasure: You may request that we delete your personal data, subject to legal obligations.
- Right to restriction: You may request that we restrict processing of your data in certain circumstances.
- Right to data portability: You may request your data in a structured, machine-readable format.
- Right to object: You may object to processing of your data based on legitimate interests or for direct marketing.
To exercise any of these rights, contact us at contact@carpaymentguide.com.
6. Your rights under CCPA
If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA):
- Right to know: You may request disclosure of the categories and specific pieces of personal information we have collected about you.
- Right to delete: You may request deletion of personal information we have collected, subject to certain exceptions.
- Right to opt out of sale: We do not sell personal information. We have no financial arrangement that constitutes a sale of personal data as defined by CCPA.
To submit a CCPA request, contact us at contact@carpaymentguide.com.
7. Children’s privacy (COPPA)
This site is not directed at children under the age of 13 and we do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided personal information to us, please contact us at contact@carpaymentguide.com and we will take steps to delete that information.
8. Data retention
We do not store calculator inputs. Contact emails are retained only as long as needed to resolve your inquiry. Analytics data collected through Google Analytics is retained according to Google’s default data retention settings, which you can review at Google Analytics Data Retention.
9. Third-party links
This site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
10. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will update the effective date at the top of this page. Continued use of the site after changes are posted constitutes your acceptance of the revised policy. We encourage you to review this page periodically.
11. Contact for privacy inquiries
For any privacy-related questions, requests, or concerns, please contact us at: